

He led Aflac’s modeling effort in regulatory capital (US risk-based capital and Japan Solvency Margin Ratio), participated in modeling effort for the International Association of Insurance Supervisors. Lin was actively involved in ALM initiatives and development of the quantitative platform for market risk, credit risk, and economic capital models. Lin was the Assistant Vice President, Market Risk for Aflac Inc. He is responsible for the development of the integrated asset-liability management framework “pALM”. Lin is a Partner in Quantitative Analytics of Agam Capital Management. Raghunathan earned his bachelor’s degree in pure mathematics from the University of Madras, India and his master’s degree in applied mathematics from Concordia University, Canada. Raghunathan started his financial career in New India Assurance Company, Madras, India as an internal audit assistant. Raghunathan was a financial/quantitative analyst at Caisse de dépôt et placement du Québec in the Tactical Investments Group, the pension fund manager for the Province of Quebec, Canada. Raghunathan held senior management positions at the Office of the Superintendent of Financial Institutions Canada in the Capital Markets Division and was responsible for capital markets related supervision and internal model validation for capital adequacy in banks, insurance and trust companies. Raghunathan was a key member of TD’s executive team that advised the bank to strategically reposition the dealer out of structured and subprime products, thus helping the bank cement its Moody's Aaa rating during the financial crisis. Raghunathan held positions of increasing responsibility at TD Bank Financial Group, most recently serving as senior vice president, global head of trading risk and quantitative analytics. He led Apollo’s risk management efforts in its evaluation of global insurance business opportunities, specifically in regards to Athene Holding’s life and annuities businesses right from the formation of the company. Raghunathan was responsible for implementing enterprise-wide risk management framework, formulating detailed risk policies and internal guidelines for funds, and providing optimal risk management solutions. Raghunathan was the Chief Risk Officer at Apollo Global Management. Raghunathan was strategically partnered with the investor group that led the successful demutualization of Ohio National Financial Services (ONFS). Raghunathan is the former Global Chief Investments Risk Officer at Aflac where he was responsible for identifying and assessing investment risks in an evolving regulatory environment while developing strategies to address those risks. Raghunathan has over 3 decades of experience in global financial services spanning insurance, banking, asset management, regulation and pension funds.
